Why a Good Driver May Still See Auto Rates Go Up

Posted by on Jul 13, 2017 in Personal Protection |

Many motorists have noted, with justifiable concern, that car insurance costs went up by a significant margin in 2016. A closer look at the market trends gives the indication that auto insurance costs have been steadily rising for the last 5 years across the U.S. And the reason for this is quite understandable: there are more accidents happening on our roads every year. This is directly because there are more cars on the road combined with an...

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Do You Need Disability Insurance?

Posted by on Jul 11, 2017 in Personal Protection |

Imagine for a minute that you run quite a bit as a part of your daily routine. You think you’re healthy. Because you value your time and independence you are self-employed. You’ve bought life insurance and health insurance but have never considered disability insurance… You turn another year older and are suddenly diagnosed with ALS (amyotrophic lateral sclerosis), a condition which is often called Lou Gehrig’s disease and eventually leads to...

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Your Credit and Home Insurance Costs

Posted by on Jul 6, 2017 in Personal Protection |

Poor credit report does not just affect just what you’ll pay on your home loan. It can cost you thousands of bucks in higher home insurance coverage sets you back too, inning accordance with a brand-new research. In fact, house owners with “bad,” or below-average, credit history have to pay 114% more in costs than somebody with “excellent” credit score. In some states, that gap can be much larger. In Arizona, for instance, an inadequate rating...

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5 Key Actions in Case of a Ransomware Attack

Posted by on Jun 8, 2017 in Personal Protection |

Imagine this: you are seated at home working on your computer, either answering your email or polishing a work related presentation. Suddenly, a message blinks on your screen. The message curtly demands that you send cash to a certain destination, failure to which you will be unable to access any of the documents stored on your computer. You also discover that your keyboard has become unresponsive. Logically, you decide to restart the computer....

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Controlling Auto Insurance Costs

Posted by on May 18, 2017 in Personal Protection |

Does it feel like automobile insurance rates just keep increasing? It is part of a national trend. Blame increased accidents resulting from distracted driving. But there are some ways you can save on your policy: If you are a student, you can save as much as 25% with good grades. It pays to strive for those A’s! Higher deductibles can also help reduce your insurance premium costs. Just be careful about leaving yourself with too much exposure....

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Automobile insurance rates are on the way up because of distracted driving…

Posted by on Apr 24, 2017 in Personal Protection |

More drivers are taking their eyes off the road. They are being distracted by mobile devices and it is resulting in more accidents. Worse, it’s inflating your costs for coverage as well. In fact, a state-by-state evaluation has uncovered that rates have been increasing for the last 5 years. There are a few factors that influence rates going up… More people are driving. Cars are more expensive to repair. Texting while driving has become the...

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