Tips on how to lower car insurance rates in 2018

Posted by on Apr 27, 2018 in Personal Protection, Uncategorized |

Car insurance rates can be crippling, especially if you’re young, have been caught up in accidents, or if you’re not able to afford to latest state-of-the-art car with futuristic safety features. Though car insurance premiums can be a pain to pay, here we offer you 8 tips on lowering your car insurance rates in 2018. 1. Car insurance discounts There are numerous discounts which you may be entitled to with your auto insurance, here are but a few...

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6 Steps to Take Following a Vehicle Collision

Posted by on Dec 16, 2017 in Personal Protection, Uncategorized |

Vehicle collisions happen each day to drivers of all ages. They are part of life in big cities and small towns. Knowing the correct actions to take following an auto collision can have a lasting impact on insurance premiums and possible legal repercussions. Take the correct measures to stay protected. Here are 6 steps to take following a vehicle collision: 1. Get to Safety The action to take following an auto collision is getting to safety....

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Personal Auto Policy Voided Because of Business Driving

Posted by on Nov 20, 2017 in Personal Protection, Uncategorized |

Entrepreneurs utilizing personal vehicles for business may want to consider extra insurance protection. Making deliveries and service calls with personal vehicles may limit insurance coverage. This can be true for accidents while working or while on personal business. A local small business owner learned this the hard way. On the way to visit a friend there was a collision resulting in significant damage to the vehicle. Although her personal...

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One Insurance Mis-Step Can Risk Your Business

Posted by on Aug 11, 2017 in Down to Business, Uncategorized |

In 2008 Leo Welder started ChooseWhat.com. Within a year he was being sued by J2 Global for using the term “e-fax”. It was totally out of the blue and unexpected. Sadly, he found his insurance didn’t protect him from this claim. Yes, he purchased insurance but was missing coverage for intellectual property litigation. Both companies eventually settled but only after Mr. Welder had invested hundreds of thousands of dollars in legal fees. (How...

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Watch Out For Being Over-Insured With These Handy Tips

Posted by on Jan 24, 2017 in Personal Protection, Uncategorized |

Here’s one of the core things we help our clients with. Understanding how to minimize personal economic dangers via insurance coverage. For example, the sudden death of a close relative can have a significant negative impact on your family’s financial well being. Having adequate life insurance can help address this. Your home might catch fire. Adequate homeowners insurance offers critical protection. And of course having appropriate auto...

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Why Paying Attention to Mental Health Pays Dividends for a Small Business

Posted by on Jan 18, 2017 in Down to Business, Uncategorized |

Here’s a surprising statistic. In 61% of all work places, anxiety is present in a big way. In turn, this has a dramatic impact on substance dependency. The result is a less productive workforce that doesn’t offer its best to clients. This is only one statistic from the 2016 Mental Health & Substance Abuse survey commissioned by the IFEBP. (The International Foundation of Employee Benefit Plans based out of Brookfield, Wisconsin.)....

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